Treasury Optimizer is an online banking tool offered by Capital One Bank which aims to provide secure access to business accounts on the Web, 24/7. Posed to replace electronic money or more popularly known as eCash, it offers to protect customers’ accounts through security features such as multifactor authentication.

Unfortunately, their security offerings come short, as we receive bulks of phishing emails that “promote” the Treasury Optimizer. The phishing mail instructs the client to update their account due to a potential security risk that affects all of Capital One Bank products, including the Treasury Optimizer.